State University of New York at Oswego
Finances

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The cost of attending college is a big factor for most students.

On this page, you'll learn the cost of attending State University of New York at Oswego, the net price after need-based aid, and how much students typically pay if they don’t qualify for need-based aid. Let's dive in and talk financials.

$ 27,822
Overall list price
$ 16,923
Average net price
$ 22,400
Merit Price™
No Merit
Very Stingy
Stingy
Generous
Very Generous

Cost Breakdown

The cost of attending State University of New York at Oswego varies, and it’s important to understand the difference between published rates (commonly known as the list price or sticker price) and actual prices. At some schools, most students get a discount to the list price in the form of scholarships.

First, let’s look at the list price breakdown according to SUNY Oswego. Here's what the costs look like:

In-state Cost
Tuition
$7,070
Books
$1,000
Room & Board
$15,753
Fees (Full)
$1,699
Fees (One-time)
$0
Transport
$1,500
Other
$800
Total
$27,822
Out-state Cost
Tuition
$16,980
Books
$1,000
Room & Board
$15,753
Fees (Full)
$1,699
Fees (One-time)
$0
Transport
$1,500
Other
$800
Total
$37,732

Here’s how the total cost for students living on campus has changed in recent years.

40.0K
32.0K
24.0K
16.0K
8.0K
0.0
2022
2023
2024
In-state
Out-state

Net Price

Although the out-of-state cost to attend State University of New York at Oswego is $37,732 per year, many students pay less.

Some of this is due to need-based aid being given to students of families based on income and assets. The average net price that families pay is $16,923.

Average Net Price by Income

Families making 0-30K / year
$10,677
30K
Families making 31K-48K / year
$14,114
30K
Families making 49K-75K / year
$18,084
30K
Families making 75K-110K / year
$18,588
30K
Families making 111+K / year
$23,253
30K

Net price data is provided by the U.S. government, but it's delayed by 1-2 years. So, the current net prices might be slightly higher. You can get a more accurate estimate of your cost using the college’s Net Price Calculator.

Merit Price

Students from higher income families will generally not qualify for need-based aid, but they might qualify for merit aid.

Some colleges are more generous with merit aid than others. CollegeIQ calculates a Merit Price™ for colleges, which represents the average amount students should expect to pay. We also have a Merit Meter™ rating for colleges, which represents how generous the school is when handing out merit aid compared to other colleges.

Merit Meter™
No Merit
Very Stingy
Stingy
Generous
Very Generous

The Merit Meter represents how much merit aid the school gives and to how many students. It is based on the percentage of students SUNY Oswego gives merit aid to and the amount given compared to the cost of attendance, compared to other colleges and universities. Learn more about how the CollegeIQ Merit Meter is calculated.

SUNY Oswego granted merit aid to about 57% of entering freshmen who did not qualify for need-based aid. The average merit aid discount is $5,422. Based on this, CollegeIQ estimates that many students who don't qualify for need-based aid should expect to pay, on average, $22,400.

57%
Freshmen receiving Merit Aid
$ 5,422
Average Merit discount
$ 22,400
Merit Price™

The Merit Price represents CollegeIQ’s estimate of attending State University of New York at Oswego for students who don’t qualify for need-based aid. This number is based on the average merit aid the school gave to freshmen, if at least 40% of students receive merit aid. Learn more about how the CollegeIQ Merit Meter is calculated.

While the amount of merit scholarships a school offers is relevant, the more important number is how much it costs to attend. A school that gives no merit but is cheaper than the merit price of a generous Merit Score is still less expensive.

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CollegeIQ relies on data from government and private resources. Always confer with the individual college or university for the most recent data. Learn more about our data and methodology.

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